PENSION FUND CONCEPT

  • Increase your retirement income through savings and investing in a Pension fund

  • Periodically contribution only from VND 500,000/ month

  • Receive monthly payouts during your retirement from accumulated contributions and investment returns

DRAGON CAPITAL PENSION

As the first Supplemental Pension Program in Vietnam, Dragon Capital Pension is operated by Dragon Capital and has been assessed and licensed by the Ministry of Finance

DCVFM has been granted with the voluntary supplemental pension fund management services license No. 01/GCN-QLQHTBSTN on May 15. 2019 by the Ministry of Finance

BENEFITS FOR EMPLOYEES

BENEFITS FOR EMPLOYEES

Track your contributions with ease

On Dragon Capital Pension online portal

Make flexible decisions on your contribution and investment choice

Your contribution today will define the retirement benefits for your future

Personal Income Tax Benefit

Tax deductibles of VND 1 million/month

Safe and professional investment procedures

Fully regulated products with experienced fund managers

AVAILABLE PENSION FUNDS

3 pension funds are designed to suit different the risk appetite and investment needs

Higher risks for higher returns

  • Age < 36
  • Participation ≥ 25 years

Balanced between risks and returns

  • 36 < Age ≤ 50
  • Participation < 25 years

Conservative and low-risk investment

  • Age ≥ 51
  • Participation ≤ 10 years

HOW TO PARTICIPATE

Contact the consultation team

Develop the pension program based on Enterprise’s requirements

Enterprise signs the Framework contract with Dragon Capital

Employee registration and contribution

Find out more

Pension Calculation Tool

Kéo để chọn số tiền
30,000,000 VND
Monthly pension contribution
200,000 VND
Pension account total balance at retirement age
- VND

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS

Dragon Capital Pension is implemented based on the current legal regulations, which are Decree 88/2016/ND-CP, issued on July 1, 2016 on the HTBSTN program and Circular 86/2017/TT- The BTC dated August 15, 2017 guides a number of articles of Decree 88/2016/ND-CP.

DCVFM is certified by the Ministry of Finance to be eligible to provide voluntary supplemental pension fund management services. Dragon Capital Pension and its financial funds are established and operated in accordance with the law on voluntary supplemental retirement funds. Fund participants' contributions will be managed separately from DCVFM's assets at the Custodian Bank of each fund and under the supervision of the Custodian Bank in accordance with the law. The fund management company only performs fund management and investment operations. Therefore, in the event that DCVFM goes bankrupt, the assets of the fund/fund participants at the financial funds under Dragon Capital Pension managed by DCVFM will be completely unaffected.

DCVFM does not require the Enterprise to determine the minimum number of employees to participate or the time to jointly contribute with the Employees. Enterprise can change the program design, pause or stop contributing during the participation period, depending on their needs and subject to agreement with the participating employees.

The minimum monthly contribution for each Fund Participant is VND 500,000.

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